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May 05, 20265 min read

Asset Allocation 101: Balancing Real Estate and Equity

MapMyWealth Research
Product & Strategy

The Indian Real Estate Obsession

In many cultures, particularly in India, Real Estate is viewed as the ultimate investment. Many investors end up with 80% or 90% of their net worth tied up in a single illiquid physical property.

The Liquidity Trap

If an emergency strikes, you cannot sell 10% of your house. This is why having a balanced allocation between illiquid assets (Real Estate) and highly liquid assets (Stocks, Cash, MFs) is crucial.

Visualize Your Allocation

MapMyWealth automatically categorizes your assets and generates beautiful sunburst and donut charts of your asset allocation. If you notice your portfolio is dangerously overweight in illiquid assets, you can adjust your future investment strategies accordingly to build a more resilient financial foundation.

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